Bridging Finance

These types of loans are used primarily in the property market. However, it can be used for virtual any 'commercial emergencies'.


Suitable for:

• Bridging the gap between purchase and sale

• Raising working capital

• Downsizing

• Portfolio restructuring

• Term facility repayment

• Asset purchase and/or refinance


Key Features:

• Legal and unregulated loans

• 1st, 2nd and combination charges

• No ERCs

• Daily interest after 1st month

• Offshore companies and trust borrowers

• Rolled interest facility



Lending Criteria

• Minimum loan size £50k

• Maximum loan size £7m+

• Residential and mixed use security

• Land with/without planning considered

• Max LTV 85% MV

• LTV based on lower of market value or purchase

• Minimum property value £50k

• England & Wales locations only

• Realistic and viable exit



Any property used as security, which may include your home and/or business assets may be repossessed if you do not keep up repayments on your loan, or any other debts secured on it.

Useful Information

The FCA does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, agricultural loans, overseas mortgages, and conveyancing or debt management. Our lending to limited companies, incorporated partnerships and unincorporated partnerships of three or more is not regulated by the FCA.
Not being regulated by the FCA means that we can make our own lending decisions (incl creative credit options). All loan agreements are still subject to UK Laws and UK Courts.
Kindly read all our Terms and Conditions (T&Cs) carefully before you sign any Loan Agreement. If you do not understand our loan contract terms & conditions, invest in the services of a solicitor before you sign.
Your use of this website and/or services constitutes acceptance of our T&Cs.
If you disagree with our T&Cs and How We Operate, please don't use our lending services.

Before You Apply

You should not apply for a loan amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
It is an offence to knowingly give false, inaccurate or misleading information when applying for a loan. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses incurred by us.
Any property used as security, which may include your home or pensions and/or business assets, may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. | Our Repayment Assistance Programme is, however, available to qualified borrowers only.
Note: As part of our KYC and anti-fraud checks, you cannot email us from any of the free mail providers accounts as a business, including but not limited to gmail, hotmail, or yahoo. You are advised to send us an email from the email of your business or company website. If you are borrowing as a business and you don't have a website, we can't deal with you. Learn more.