Why Choose Us

We simplify middle-market financing with our one-stop menu of products. Our dynamic and seasoned team is armed with a broad menu of products that enables DCANS Capital Limited (DCL) to structure hundreds of customised combinations uniquely tailored to your property and needs. In guaranteeing peace of mind, we deliver on our strengths...


• DCL is a Direct Lender - DCL has its own Mortgage-Backed Securitisation programme


• Flexibility – we have no fixed return requirements so can look at almost any deal


• We stand for innovation, first class service, hard work, integrity and commitment to our partners.


• Privately-held family-owned business


• Direct One-Stop Balance Sheet Lender


• Highly Customised Loan Structures and Wide range of financial products - As DCL is a Lender and operates independently of outside influences, we can focus on developing leading products to help customers achieve their financial goals. All our products represent flexibility, value for money and contain an array of features.


• 100% In-House Closing


• Institutional Backing


• Better than existing banks and other non-bank lenders


• We’re unburdened by the regulatory gauntlet faced by banks


• Non-deposit taking lender


• Largely, A No Upfront Fee Lender


• Low annual lending rates within 4.50% and 12.00%


• Long Repayment Periods, between 2yrs and 30yrs


• A full-service, reliable lender


• Responsible Lender


• Loan Repayment Assistance Programmes


• 24/7 365 days all year round service


• 24/7 Secure Online Application and Loan Account Management

Useful Information

The FCA does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, agricultural loans, overseas mortgages, and conveyancing or debt management. Our lending to limited companies, incorporated partnerships and unincorporated partnerships of three or more is not regulated by the FCA.
Not being regulated by the FCA means that we can make our own lending decisions (incl creative credit options). All loan agreements are still subject to UK Laws and UK Courts.
Kindly read all our Terms and Conditions (T&Cs) carefully before you sign any Loan Agreement. If you do not understand our loan contract terms & conditions, invest in the services of a solicitor before you sign.
Your use of this website and/or services constitutes acceptance of our T&Cs.
If you disagree with our T&Cs and How We Operate, please don't use our lending services.

Before You Apply

You should not apply for a loan amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
It is an offence to knowingly give false, inaccurate or misleading information when applying for a loan. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses incurred by us.
Any property used as security, which may include your home or pensions and/or business assets, may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. | Our Repayment Assistance Programme is, however, available to qualified borrowers only.
Note: As part of our KYC and anti-fraud checks, you cannot email us from any of the free mail providers accounts as a business, including but not limited to gmail, hotmail, or yahoo. You are advised to send us an email from the email of your business or company website. If you are borrowing as a business and you don't have a website, we can't deal with you. Learn more.