Business Website Requirement

We use a different model to lend to credible businesses, including startups.

The idea behind our mandatory requirement for any business (especially startups and even cash crunched sme businesses) borrowing from us, is to lower the barrier to access to cheaper, long-term capital. The truth is, the only way to start promoting a business is by building a professional website. An effective website is the cornerstone of your company — it houses important information, and your customers expect you to have one, and we insist you have one when borrowing from us.


The Business Website

Your website acts as a portal so customers can learn more about your company, as well as research product information and determine if they want to do business with you. If you’re a small business owner, you need to realize that a website isn’t an expensive luxury or a frivolous endeavour anymore — it’s an affordable, fundamental tool that every company needs.

If you think your business does not need a website, then our loans are not for you. But if you want to take your business to the next level, then see how you can benefit from a professional business website, whilst also meeting out lending requirements.


1. A website is the anchor for your marketing.

Before you print a business card or spend a penny on advertising, you need to start marketing by building a website. A website will act as an anchor for all of your advertising efforts. All business details, product information and promotions should live on your website first. Then, you can create marketing materials that fall in line with your domain name, which will drive customers to your website for additional information.


2. A website sells your products/services online.

Your website acts as a digital brochure, sharing up-to-date information about your offerings. A benefit of web publishing is that you can change information in real-time — no waiting or paying for new print materials. Guide potential buyers to the products and services they need by creating an effective website.

Think of your website as a 24-hour sales staff. It provides answers to frequently asked questions and can even process sales. Websites with e-commerce and purchasing options allow users to make direct purchases online, thus simplifying sales for both your staff and your customers.


3. A website helps you connect with new customers.

While you might already have an established customer base, a website is a surefire way to connect with new customers who might be unfamiliar with your business.

More often than not, people turn to the internet when they have a problem. Searching for solutions is easy — but is your business a potential problem solver? With a professional website, you position your business as a solution for your customers’ needs. Plus, you can optimize your site with search terms related to your industry. This will expose your business to new customers on the prowl.


4. A website has big benefits for local businesses.

One misconception about websites is that they’re only for national companies or worldwide corporations with audiences around the globe. Actually, websites are just as, if not more, beneficial for small businesses. In fact, it’s a great way to connect with locals.

Plus, search engines often rank results according to location. In other words, if you’re looking for “shoe stores near me,” Google won’t offer you a name-brand result in the UK (unless of course you live in the UK). So it’s pretty clear — an online presence has big benefits even for small businesses who deal locally. No matter where you are located, you can get started with an efficient website that draws in customers.


5. A website builds credibility.

Nothing is more important than the ability to be found. If you don’t have an established online identity, then customers can’t find you. Not showing up in the search engines (or on the Internet at all for that matter) is one of the fastest ways to lose credibility as a business. It makes you and your company look dated, out of touch and untrustworthy.

Even if you’re fantastic at word-of-mouth marketing, you could be missing out on a ton of referrals. Happy customers are quick to share what they think about your business, but what about their friends who haven’t experienced your services yet? They’ll take to the Internet. And when they come up empty handed, you’ll have missed your chance for brand new customers.


6. A website helps you control your online destiny.

If you think having a Facebook page or an online directory listing (like Yellow Pages) is enough to promote your business, you’re wrong, Building your online presence through social platforms (while important) is not enough. When you publish through, or rely on, a third-party platform, you’re at their mercy. If the platform decides to close your account, change their policies or revise their programming, you might lose the ability to connect with your audience. Yet, when you run your own website, you’re in control of both the content you produce and the platform you maintain.


7. Websites are simple and affordable to set up.

Many small business owners rely on using third-party platforms or avoid setting up their own website because they think it’s complicated or expensive. But building and maintaining a website is easier and cheaper than ever before. Even if you aren’t tech-savvy or creative, you can now use simple web publishing tools to build a website in a couple of hours. And the fees for hosting a website start at less than $10/$20 per month — probably one of the cheapest marketing costs out there, cheaper and effective than traditional options - tv or radio.

Take our advice, small business owners — there are no more excuses. If you’re putting off building a website, you’re hurting your business. It’s time to get started!


Meeting this requirement

If you already have a website, you must provide us the url in the loan application form. If you do not have a website, you can get one from our partner, My UKStores.

If you do not already have a website, kindly setup a webhosting account with My UKStores

You can borrow up to 8X your spending at My UKStores, with us.

If you currently own a website, kindly note that, you may only be needed to point the nameservers of your domain name to that of My UKStores' own, in the meantime before you can even start any loan application process.


Must have a website, and the website can be hosted with company of your choice or with a sister company, My UKStores. If you already own a website for your business, it must be migrated to the servers of our sister company, before any loan can be considered. If you do not own a website, you can quickly setup a hosting account (either silver or gold hosting qualifies) with them, before you can complete a startup business loan with us.


- Our choice of a webhosting account with a sister company is an admission of the difficulties new or startup businesses have in accessing capital. Owning a website is far cheaper than having to build long periods of deposit/transaction history with a traditional bank in the hope of securing a small business loan, if you get lucky.

- We make it mandatory for startup businesses looking to borrow from us, to have a website hosted with a sister company as stated above. Proverbially, using 'one stone to kill so many birds'.

- There are no upfront loan application fees when borrowing from DCANS Capital, but there are webhosting account setup fees to cover server space costs that My UKStores charges before setting up your webhosting account, just like what any webhosting company like Hosting24 or Hostgator will charge you for hosting account setup.


Why this requirement?

This internet and information age that we're living in has created some exciting opportunities. Today, we have access to information, technology and resources like never before. We live in a hyper-connected time where it's very easy to communicate and interact with potential customers and possible business partners. While all of this has been good for business, it's also created challenges.

With the access has come a flood of people who could and will waste your time if you let them. This useful filter enables us to know the serious/genuine businesses from the fakes that abound on the internet, and social media particularly. As a no upfront fee direct lender receiving hundreds or enquiries and loan applications, our time is one of our most valuable resources. We can't afford to waste it on what seems important but isn't. We can't let anyone else control our schedule and invade our boundaries and draining our resources unchecked.



Quick Business Website FAQ

Q1. Is it compulsory to get a website before I can borrow for my business with you?

A1. Yes. You cannot borrow from us for your business without a website, irrespective of you possessing a collateral.

Useful Information

The FCA does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, agricultural loans, overseas mortgages, and conveyancing or debt management. Our lending to limited companies, incorporated partnerships and unincorporated partnerships of three or more is not regulated by the FCA.
Not being regulated by the FCA means that we can make our own lending decisions (incl creative credit options). All loan agreements are still subject to UK Laws and UK Courts.
Kindly read all our Terms and Conditions (T&Cs) carefully before you sign any Loan Agreement. If you do not understand our loan contract terms & conditions, invest in the services of a solicitor before you sign.
Your use of this website and/or services constitutes acceptance of our T&Cs.
If you disagree with our T&Cs and How We Operate, please don't use our lending services.

Before You Apply

You should not apply for a loan amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
It is an offence to knowingly give false, inaccurate or misleading information when applying for a loan. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses incurred by us.
Any property used as security, which may include your home or pensions and/or business assets, may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. | Our Repayment Assistance Programme is, however, available to qualified borrowers only.
Note: As part of our KYC and anti-fraud checks, you cannot email us from any of the free mail providers accounts as a business, including but not limited to gmail, hotmail, or yahoo. You are advised to send us an email from the email of your business or company website. If you are borrowing as a business and you don't have a website, we can't deal with you. Learn more.